CreditSmarts is committed to protecting the personal privacy of our customers. We acknowledge that personal privacy is imperative for a progressive relationship between Internet users and Internet based commerce.
CreditSmarts recognizes its obligation to keep your information secure and confidential. Our site uses SSL technology. CreditSmarts will not sell any personal information about you to any person or organization except as authorized by you, or as may be required by law.
Keeping your financial information secure is one of our most important responsibilities. We value your trust and handle your personal information with great care. Our employees only access your information for the purpose of meeting your needs or when addressing a service request from you.
We safeguard information according to established security standards and procedures. CreditSmarts permits only authorized employees to access that information.
In order to provide you with better service, CreditSmarts requires you to submit personal information about your business and customers, including your name, address, phone number, social security number, e-mail address and other pertinent company information. This information gathering procedure allows us to find you lenders that best meet your borrowing needs.
You are presented a variety of available lenders or dealers. You have the option of accepting or rejecting business with these lenders or dealers. There is no obligation. If you choose to accept transacting business with an end user the user(s) may contact you directly via phone, mail or e-mail to process your request.
We place great importance on keeping your information accurate and up to date. If at any time you find that your information is inaccurate, please e-mail us at support@CreditSmarts.com. We will correct your application information as quickly as possible.
In the future CreditSmarts may send you special offers via e-mail or fax. If you do not to wish to receive these offers, please let us know by e-mailing us at support@CreditSmarts.com.
CreditSmarts takes great care in selecting dealer and lender partners. This Web site contains links to our partners and other sites. We are not however, responsible for the privacy practices or content of our lenders, or other sites that may be linked to from CreditSmarts. If you have concerns about the privacy policies of our lenders or other linked sites, we recommend you contact them directly for more information about their specific privacy policies.
"Important information about procedures for applying for opening a new account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you apply for or open an account, the lender/dealer will ask for your name, address, date of birth and other information that will allow us to identify you."
Referral of your motor vehicle loan application to a CreditSmarts affiliated lender/Auto Dealer. With your written consent, the dealer will forward your motor vehicle loan application to our referral lender partner, for its consideration. Please note that the lender partner, is not in any way related to or affiliated with us, so it will make an independent lending decision with respect to your application and may require you to supply to it additional information including, without limitation, additional credit-related information. The lender partner will make an independent decision as to whether to approve or deny your application, and each such decision is in the lender partner's sole discretion and would take into account your creditworthiness and other lending criteria solely in the lender partner's discretion. Please note that the lender partner does not make motor vehicle loans in certain states and requires that the vehicles securing such loans be titled and located in the states in which it does make motor vehicle loans. For details regarding the lender partner vehicle lending program, please request the information from the dealer or visit the lender partners website (if lender partner is known). “Please note that, in order to facilitate your motor vehicle purchase, we ask that you allow the CreditSmarts/Dealer Lender Partner to share the details of its loan approval to you, if any, with both us and the relevant dealer(s)."