About Us

CreditSmarts combines more than two decades of lending experience with modern technology built for dealers, lenders, and point-of-sale finance.

ABOUT

CreditSmarts is a lending automation and connectivity platform built to help dealers, lenders, and financial institutions move faster across the consumer finance process.


Since 2005, CreditSmarts has supported lending workflows across auto, RV, marine, furniture, flooring, and other point-of-sale finance markets.




Our new secondary market helps lenders unlock liquidity through a buy/sell conduit, built for institutions looking to increase or decrease their portfolio risk.


Our History

Since 2005, CreditSmarts has been an industry leader in providing lending infrastructure for dealers, community banks, credit unions, and finance companies. Our mission is to make consumer lending more accessible, efficient, and transparent by connecting dealers and lenders, expanding financing options, and improving the consumer lending experience.