LOW COST ORIGINATION CHANNEL
CreditSmarts gives lenders a cost-effective channel for receiving and managing dealer-generated loan opportunities. By streamlining application intake, routing, and communication, we reduce manual work before an application ever reaches your underwriter.
Expand your Dealer network
By joining CreditSmarts, lenders gain immediate access to auto dealers across the country. Expand into new markets, strengthen dealer relations, and grow origination without relying on traditional outside sales.
Access Anywhere, Anytime
CreditSmarts is available online 24 hours a day, seven days a week. Lenders can process applications, monitor dealer activity, and support onsite teams from any location with internet access.
Reporting
CreditSmarts provides real-time reporting tools to help lenders track their portfolio and view loan status in real time.
Ease of implementation
Built for speed and scale, lenders can onboard into the CreditSmarts system within 2-5 days.
Application Filtering & Routing
Streamline credit processing through efficient routing, application filters, and AI automations.