"CreditSmarts.COM" a Delaware Corporation, herein referred to as the "DEVELOPER", and "CUSTOMER", agree to the following terms: The "CUSTOMER" will be considered a licensed user of the online version of "CreditSmarts.COM", which will be referred to as the "LICENSED PROGRAM".
All users must maintain adherence to all local, state, and federal laws. CreditSmarts has a zero tolerance policy for illegal or unethical activities. LIMITATION OF LIABILITY AND WARRANTY Company products and services may be changed or updated without notice. Some products and services may only be available in the United States and its territories. The "DEVELOPER" makes no representations about any merchant or other user of services and does not endorse the products or services of any such users. Unless specifically indicated, The "DEVELOPER" is not an agent of a third party and has not authorized a third party to act as its agent for any purpose.
You may not reproduce any part of the "LICENSED PROGRAM" web site without the prior written permission of the "DEVELOPER". GOVERNING LAW The "TERMS AND CONDITIONS" shall be constructed in accordance with the laws of the State of Delaware.